# Stake Borrowing/Lending

You can borrow against the pending USDC dividends on WHEAT stakes that have not yet matured!

Select one of your stakes and request a USDC loan for a certain number of days with a certain return payment amount. Or, browse available loan requests.

Stake borrowing and lending use the same rules as the Avarice BUSD contract:

* The requested loan amount must be less than the stake's pending dividends
* The return amount must be greater than the requested loan amount
* The loan duration must be equal to or greater than 4 days
* The loaner pays 2% of the requested loan amount as a fee when the loan is taken out

**Instructions:**

{% embed url="<https://youtu.be/uqS2o8qDE9g?t=705>" %}
